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Digital Wallet

The Ndeipi Digital Wallet is the consumer-facing layer of the protocol -- a super-app wallet modelled on the WeChat architecture that holds fiat balances, NdeipiCoin, tokenized real-world assets, and micro-finance instruments in a single interface. Users can send remittances, receive payments, hold RWA positions, and access village banking smart contracts without switching applications.

What to Expect

The wallet is designed for African and diaspora users who need a single financial interface that works across fiat and digital rails. It supports KYC-gated onboarding, multi-currency balances, and in-app access to the Gatsby Games ecosystem, Workwire employment tools, and Genie AI financial assistant.

  • Multi-rail balance management -- fiat, NdeipiCoin, and RWA positions in one view.
  • Diaspora remittance corridors with Mastercard and Bridge settlement.
  • Village banking smart contracts for community savings and lending.

Qualifications & Requirements

The wallet operates under Ndeipi's microfinance license in Zambia and agent agreements across multiple African countries. It integrates with Cowries Technologies for last-mile distribution and supports the full Ndeipi super-app ecosystem including gaming, employment, and AI services.

  • Licensed microfinance wallet operations in Zambia.
  • Cowries Technologies integration for last-mile agent distribution.
  • In-app access to Gatsby Games, Workwire, and Genie AI.
  • KYC-gated onboarding compliant with African regulatory frameworks.

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